MSME / Udyam Registration
Help registering your micro, small or medium enterprise on the official Udyam portal, and keeping the registration up to date.
Loans and Investments
Bank Account Opening
Help opening savings, current and zero-balance bank accounts with partner banks, including KYC and business documents.
- Loans and Investments
- Savings accounts often open in 1–3 working days; current accounts may take up to a week or more*
About Bank Account Opening
A bank account is the first step for saving, getting your salary, paying bills and running a business. Opening one should be simple, but missing papers or the wrong account type can cause delays.
We help you choose between a savings, current or zero-balance account, check your KYC and business documents, and apply with our partner banks. The bank completes its own KYC checks and opens the account.
Account opening is subject to the bank's KYC checks and approval. We are not a bank and we do not collect the bank's fees.
Accounts We Help You Open
Features and minimum balance rules differ by bank.
Savings Account
For individuals to save money, receive salary and make payments.
- Aadhaar, PAN and photograph
- Minimum balance as per the bank's rules
Current Account (Business)
For shops, firms and companies with many daily transactions.
- KYC of owners, partners or directors
- Trade licence, GST or MSME certificate
- Firm or company registration papers
Zero-Balance / BSBD Account
A basic savings bank deposit account with no minimum balance requirement.
- Aadhaar and photograph
- Limits on some transactions as per bank rules
Who Needs This Service
- Individuals opening their first savings account
- Students and senior citizens
- People who need a basic zero-balance account
- Proprietors and shop owners who need a current account
- Partnership firms, LLPs and companies
- New businesses that need an account for GST and payments
Key Benefits
Right account type
We explain the difference between savings, current and zero-balance accounts.
Documents checked first
We check your KYC and business papers before you visit or apply.
Business accounts made easier
We help with trade licence, GST or MSME papers that banks ask for.
No charge for bank fees
We do not collect the bank's own charges. Those are paid to the bank directly.
Eligibility and Applicability
- Resident individuals with valid KYC documents
- Minors, through a parent or guardian
- Businesses with registration proof in the name of the business
- People who do not already hold another BSBD account, for zero-balance accounts
Each bank sets its own account rules and KYC checks under RBI guidelines. We confirm the current requirements with the bank before you apply.
Documents Commonly Required
Individual KYC
- Aadhaar card
- PAN card (shared securely after onboarding, not on the enquiry form)
- Recent passport-size photograph
Additional for current account
- Trade licence
- GST registration certificate
- Udyam (MSME) registration certificate
- Partnership deed, LLP agreement or certificate of incorporation, where applicable
- KYC of all partners or directors
Document requirements can vary with the lender, product and your profile. We confirm the exact list before you visit. Never share OTPs or passwords with anyone.
Step-by-Step Process
Choose account type
Tell us your need. We suggest the right account type and partner bank.
Check documents
We check your KYC and, for businesses, your registration papers.
Apply with the bank
We help you fill the form and complete the bank's KYC, online or at the branch.
Account opened
The bank verifies your details and opens the account if approved.
Estimated Timeline and Fees
Estimated timeline
Savings accounts often open in 1–3 working days; current accounts may take up to a week or more
Business verification and the bank's internal checks can take longer. Timelines are indicative only.
Our service fee
Our service fee, if any, is told to you in writing before we begin.
Lender / third-party charges
We do not charge the bank's fees. Any account charges, cheque book or debit card fees are set and collected by the bank.
* Account opening is decided by the bank after its own KYC and verification. Minimum balance and charges are set by the bank.
Common Mistakes to Avoid
- Name or address mismatch between Aadhaar and PAN
- Opening a current account without business registration proof
- Choosing an account whose minimum balance you cannot maintain
- Not adding a nominee
- Opening a second zero-balance account when you already have one
Frequently Asked Questions
Are you a bank?
No. We help you choose and apply for an account with our partner banks. The bank opens the account after its own checks.
What is a BSBD account?
A Basic Savings Bank Deposit account is a zero-balance account with basic banking services. Some transaction limits may apply.
Can I open a current account as a proprietor?
Yes. Banks usually ask for business proof such as a trade licence, GST or MSME certificate in the business name.
Can you help me get the documents a bank needs?
Yes. We also help with trade licence, GST registration and MSME registration if your business does not have them yet.
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Talk to Our Team
Have a Question About Bank Account Opening?
Call, WhatsApp or visit our office. We will explain what applies to you, the documents needed and all charges before you decide.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed
Speak to an expert
Tell us what you need. We will explain the documents, process and fees before you decide.
Send an Enquiry Chat on WhatsApp Request a Callback