Gold Loan
Cash against your jewellery, usually the same day.
Gold Loan, Finance & Business Solutions — Under One Roof
Instant Gold Loan & Complete Financial Solutions in Kolkata
Cash against your gold in 30 minutes*, safe locker storage and a flexible 3–12 month tenure. Plus loans, insurance, mutual funds and all business registrations under one roof.
- Same-day disbursal
- Minimal documents
- Transparent charges
- Legal support panel
Today’s gold rate 22K ₹6,417/g 24K ₹7,000/g
Sell gold* Usual time after valuation and KYC at our office. Gold loans are subject to the lending entity’s terms and written agreement.
Gold Loan Calculator
Today’s 24K rate: ₹7,000/g
Approx. eligible loan amount
₹48,125
- Monthly interest (3%)
- ₹1,444
- Interest for 6 months
- ₹8,663
- Gold value
- ₹64,167
Pay interest on time and your effective rate can drop to as low as 1% per month under the rebate scheme.
Indicative only. Final value after gold valuation at our office. Stone weight is deducted.
What do you need help with?
Services We Provide
- Gold Loan
- Gold Loan Settlement
- Sell Gold
- All Loans
- Microfinance
- Business Funding
- Insurance
- Mutual Funds & SIP
- Bank Account Opening
- ITR Filing
- GST Registration
- GST Return Filing
- TDS Filing
- Company Registration
- LLP Registration
- OPC Registration
- Trade Licence
- FSSAI Licence
- MSME Registration
- DSC
- Accounts Management
- Payroll Assistance
- Annual Compliance
- View All Services
Our Services
Everything You Need, Under One Roof
Gold loans, finance and business paperwork — pick a pillar to see what we can do for you.
Gold Loan Settlement
Release gold stuck at high interest elsewhere.
Sell Gold
Old or broken gold bought at the live rate.
Top-up Loan on Gold
More funds on the same pledged gold.
All Loans
Personal, business, home and vehicle loans.
Microfinance
Small loans for vendors and women groups.
Business Funding
Working capital, MUDRA and CC/OD limits.
Insurance
Life, health, motor, shop and travel cover.
Mutual Funds & SIP
SIPs from ₹500 a month and ELSS tax saving.
Bank Account Opening
Savings, current and zero-balance accounts.
ITR Filing
Returns for salaried, business and professionals.
GST Registration
GST registration, returns and cancellation.
TDS Filing
TDS returns, Form 16/16A and TAN.
Trade Licence
New trade licence and renewal.
Professional Tax
P.Tax enrolment and registration in West Bengal.
MSME Registration
Udyam certificate for scheme benefits.
DSC
Class 3 DSC for GST, MCA and tenders.
Company Registration
Pvt Ltd, LLP and OPC registration.
FSSAI Licence
Food registration, state and central licence.
Affidavit Assistance
Name change, address and other affidavits.
Accounts Management
Bookkeeping, balance sheet and payroll.
Legal Support
Advocate panel for loan, recovery and documentation matters.
...and many more business related documents. Don’t see your service? WhatsApp us.
Our Services
Gold, Finance & Business Services
Every business is different, so one approach never fits all. We bring gold loans, loans and investments, tax, registration, licensing and accounting together under one team and one office in Salt Lake.
See All Services-
Gold Services
Gold loan, top-up against gold, settlement of loans elsewhere and selling your gold — valued in front of you.
Gold Loan · Top-up Loan on Gold · Gold Loan Settlement · Sell Gold
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Loans and Investments
Personal, business, home and vehicle loans, microfinance, insurance, mutual funds and bank accounts.
All Loans · Microfinance · Business Funding · Insurance · Mutual Funds & SIP · Bank Account Opening
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Tax and Compliance
Income tax, GST, TDS and professional tax — prepared carefully and filed on time.
ITR Filing · GST Registration · GST Return Filing · TDS Filing · Professional Tax · Tax Consultation
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Business Registration
Choose the right structure and complete the registration paperwork with guidance at each step.
Company Registration · OPC Registration · LLP Registration · Partnership Firm · Proprietorship · Startup Registration
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Licences and Certificates
Trade licence, FSSAI, Udyam, digital signatures and other licences your business may need.
Trade Licence · FSSAI Licence · DSC · MSME Registration · Other Licences
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Accounting and Documentation
Bookkeeping, accounts, payroll and business documents maintained on a regular schedule.
Accounts Management · Bookkeeping · Payroll Assistance · Affidavit Assistance · Document Preparation · Annual Compliance
Choose a loan type
Free Planning Tool
Plan Your Loan Repayments Before You Apply
Estimate the monthly instalment on a business, home or vehicle loan — or pick Gold Loan to see what your jewellery could be worth. Adjust the figures to see how each one changes the result.
Your monthly EMI
₹23,268/month
Business Loan · ₹10,00,000 at 14% for 60 months
- Principal
- ₹10,00,000
- Total interest
- ₹3,96,095
- Total payable
- ₹13,96,095
Interest payment frequency (months)
8%27%
| Gold weight (gm) | Purity | Item value |
|---|---|---|
| ₹64,167 |
Eligible loan amount
₹48,125
Up to 75% of gold value, subject to the lender’s valuation
- Gold value
- ₹64,167
- Total weight
- 10 gm
- Interest every 12 months
- ₹5,775
Estimate only. Actual EMI, rates, fees and eligibility are set by your lender. Loans are subject to lender approval.This is an estimate for planning only. Loan types load sample values, not offers or quoted rates. Gold estimates use an assumed 24K reference rate of ₹7,000 per gram and a maximum of 75% of gold value; purity, valuation and eligibility are decided by the lender. Actual EMI, rates, fees and eligibility are set by the lender and confirmed in writing before you sign.
Gold Loan in 4 Steps
How Our Gold Loan Works
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Step 1: Visit with gold + KYC
Bring your gold jewellery, Aadhaar and PAN to our Salt Lake office.
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Step 2: Free purity check
Your gold is weighed and purity-tested in front of you. Stone weight is deducted.
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Step 3: Choose your scheme
Pick a scheme and a 3, 6, 9 or 12 month tenure, then sign a simple agreement.
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Step 4: Get cash the same day
Receive cash or a bank transfer. Pay monthly interest, repay and collect your gold.
How It Works
Become a Partner in Four Simple Steps
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Step 1: Register for Free
Sign up online with a few basic details. There is no fee, no investment and no documents to submit at registration.
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Step 2: Submit Leads
Share your customer’s details for any loan type, such as personal, business or home loans and credit cards.
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Step 3: Lender Processing
Our team works with lending banks and NBFCs to process the file. Approval is decided by the lender.
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Step 4: Earn Commission
Once the loan is disbursed, your commission is paid directly as per the lender’s payout slab.
Why Work With Us
Why Families and Traders Choose Us
Quick cash when you need it, charges explained in writing, and one trusted office for loans, tax and registrations.
About UsQuick disbursal
Gold loans are usually disbursed the same day, often within 30 minutes of valuation and KYC.
Secure storage of pledged gold
Your gold is sealed in front of you and kept in a secure locker until you repay.
Rebate for on-time interest
Pay monthly interest on time and your effective rate drops under the rebate slabs.
Part-payment and top-up
Pay part of the loan whenever you can, or take a top-up on the same gold when you need more.
One office for loans, tax and registrations
Gold loan, insurance, SIP, GST, ITR and company registration — handled by one team.
In-house advocate panel
Supreme Court, High Court and District Court advocates for loan, recovery and documentation matters.
Gold Stuck at High Interest Elsewhere?
We help you settle it and release your gold — even if you have received an auction notice. Then move to a better scheme if you wish.
Document Checklist
Know What to Keep Ready
Select a service to see the documents commonly required. We send a checklist tailored to your case after the first conversation.
Tax and Compliance
GST Registration — Documents
Help with checking whether you need GST registration, preparing documents and filing the application on the GST portal.
Identity and access
- PAN of the business or proprietor (shared securely after onboarding, not on the enquiry form)
- Aadhaar of the proprietor, partners or directors, for authentication
- Photograph of the proprietor, partners or directors
- Mobile number and email address for OTP verification
Business constitution
- Partnership deed, LLP agreement or certificate of incorporation, as applicable
- Board resolution or letter of authorisation for the authorised signatory
- Digital signature certificate, where required for companies and LLPs
Place of business
- Recent electricity bill, property tax receipt or other ownership proof for the premises
- Rent or lease agreement and a no-objection letter from the owner, if the premises are not owned
Bank details
- Cancelled cheque, bank statement or passbook first page showing the account holder name
Document requirements may vary depending on applicant type, location and applicable regulations.
Tax and Compliance
Income Tax Return Filing — Documents
Preparation and filing of income tax returns for salaried individuals, professionals, freelancers and business owners.
Identity and access
- PAN (shared securely after onboarding, not on the enquiry form)
- Aadhaar linked with PAN
- Bank account details for refund credit
Income records
- Form 16 from each employer (salaried individuals)
- Interest certificates from banks and post office
- Capital gains statements from brokers or mutual fund registrars
- Rent receipts or rental agreements, if you earn rental income
- Books of account or summary of receipts and expenses (business or profession)
Deductions and investments
- Proof of eligible investments and payments (for example, insurance premium or housing loan interest certificate)
- Donation receipts, where a deduction is being claimed
Document requirements may vary depending on applicant type, location and applicable regulations.
Business Registration
Private Limited Company Registration — Documents
Help with incorporating a private limited company through the MCA SPICe+ process, from name application to certificate of incorporation.
Directors and shareholders
- PAN (shared securely after onboarding, not on the enquiry form)
- Aadhaar, passport, voter ID or driving licence as identity and address proof
- Recent bank statement or utility bill as additional address proof
- Passport-size photograph
- Email address and mobile number for each person, used for DSC and form verification
Registered office
- Recent utility bill (for example, electricity or gas) for the office address
- Rent or lease agreement, if the premises are rented
- No-objection letter from the owner of the premises
Company details
- Two or more proposed names in order of preference, with the meaning of any coined words
- Description of the main business activities
- Proposed authorised and paid-up share capital and shareholding pattern
Document requirements may vary depending on applicant type, location and applicable regulations.
Business Registration
LLP Registration — Documents
Help with incorporating a Limited Liability Partnership through the MCA FiLLiP process, including the LLP agreement.
Partners
- PAN (shared securely after onboarding, not on the enquiry form)
- Aadhaar, passport, voter ID or driving licence as identity and address proof
- Recent bank statement or utility bill as additional address proof
- Passport-size photograph, email address and mobile number
Registered office
- Recent utility bill for the office address
- Rent or lease agreement, if the premises are rented
- No-objection letter from the owner of the premises
LLP details
- Proposed names in order of preference
- Description of the business activities
- Capital contribution of each partner and the agreed profit-sharing ratio
Document requirements may vary depending on applicant type, location and applicable regulations.
Licences and Certificates
FSSAI Licence and Registration — Documents
Help choosing between FSSAI basic registration, state licence and central licence, and applying or renewing through FoSCoS.
Business and applicant
- Identity proof and photograph of the proprietor, partners or directors (shared securely after onboarding, not on the enquiry form)
- Constitution documents, such as partnership deed, LLP agreement or certificate of incorporation, where applicable
- Authorisation or board resolution naming the responsible person, where required
Premises
- Proof of possession of the premises, such as a rent agreement or ownership document
- Layout or blueprint of the processing area, for certain licence categories
- Local body licence or no-objection certificate, where applicable
Operations
- List of food products or food categories to be handled
- Details of equipment and machinery, for manufacturing units
- Water analysis report, for applicable categories
- Food safety management plan, where the category requires it
Document requirements may vary depending on applicant type, location and applicable regulations.
Licences and Certificates
Trade Licence — Documents
Help applying for and renewing a trade licence from your local municipal body for shops, offices, workshops and other commercial premises.
Applicant identity
- PAN and identity proof of the proprietor, partners or directors (shared securely after onboarding, not on the enquiry form)
- Passport-size photographs, where the local body asks for them
- Registration documents of the business, if it is a firm, LLP or company
Premises
- Proof of ownership of the premises, or a rent or lease agreement
- No-objection letter from the owner, where the premises are rented
- Recent property tax receipt or similar document, if requested by the local body
- Site layout or description of the premises, where required
Business details
- Description of the trade or activity to be carried on
- Any other registrations already held, such as GST or FSSAI, where relevant
- Existing licence copy, for renewals or changes
Document requirements may vary depending on applicant type, location and applicable regulations.
Licences and Certificates
MSME / Udyam Registration — Documents
Help registering your micro, small or medium enterprise on the official Udyam portal, and keeping the registration up to date.
Identity
- Aadhaar of the proprietor, managing partner or authorised signatory, with access to the linked mobile for OTP (entered by you, never shared with us)
- PAN of the enterprise or proprietor (shared securely after onboarding, not on the enquiry form)
Business details
- Name, address and date of commencement of the business
- GSTIN, where the business is registered under GST
- Main activity and description of products or services
- Number of employees
Financial figures
- Investment in plant and machinery or equipment, based on your records or the latest return
- Turnover figures, generally drawn from the latest income tax and GST records
- Bank account details of the enterprise
Document requirements may vary depending on applicant type, location and applicable regulations.
Tax and Compliance
TDS Return Filing — Documents
Preparation and filing of quarterly TDS and TCS returns, correction statements and TDS certificates for deductors.
Deductor details
- TAN and PAN of the deductor (shared securely after onboarding, not on the enquiry form)
- Details of the person responsible for deduction
- Access to the TRACES and income tax portals, set up securely after onboarding
Payment and deduction records
- Salary register or payroll summary for the quarter (for Form 24Q)
- Vendor payment details, with nature of payment, amount and date
- Name and PAN of each deductee
- Lower or nil deduction certificates received from deductees, where applicable
Tax deposit records
- TDS or TCS payment challans for the quarter
- Previous quarter's return and acknowledgement, if filed elsewhere
Document requirements may vary depending on applicant type, location and applicable regulations.
Recurring Compliance
Stay Compliant Every Month, Not Just at Year-End
Many filings repeat monthly, quarterly or annually. Choose the kind of support you need and we will quote based on your transaction volume and entity type.
Monthly Compliance
For businesses with regular sales, purchases and staff.
Custom quote based on your volume
- Bookkeeping and bank reconciliation
- GST returns (GSTR-1 and GSTR-3B)
- Payroll assistance and payslips
- Monthly summary of accounts
- Due-date reminders
Monthly + Quarterly
Monthly accounting plus the filings that fall due each quarter.
Custom quote based on your volume
- Everything in Monthly Compliance
- Quarterly TDS returns
- GST under the QRMP scheme, where opted
- Advance tax reminders
- Quarterly review call
Annual Compliance
Year-end filings for companies, LLPs and individuals.
Custom quote based on your volume
- ROC annual filings for companies and LLPs
- Income tax return filing
- Director KYC reminders
- GST annual return, where applicable
- Coordination with your auditor
Government fees, late fees and interest levied by authorities are separate from our professional fee.
FAQ
Frequently Asked Questions
Short answers to the questions we hear most. For advice on your situation, talk to our team.
How fast can I get a gold loan?
Usually within 30 minutes after valuation and KYC at our office. The amount is paid in cash or by bank transfer the same day.
What documents are needed for a gold loan?
Aadhaar card, PAN card and two passport-size photographs. Bring address proof if your present address is different, and your nominee details.
Is my gold safe?
Yes. Your gold is weighed, tested and sealed in front of you, and kept in a secure locker until you repay the loan and collect it.
What if I pay interest on time?
You get a lower effective rate under our rebate scheme. The standard rate is 36% a year (3% a month); on-time payment brings the effective monthly rate down in slabs from 2.75% to as low as 1%, depending on the scheme.
Can you release my gold from another lender?
Yes, through our gold loan settlement service. We check the outstanding, arrange settlement, and your gold is released. You can then move it to our scheme if you wish.
Knowledge Centre
Guides and Blog
Plain-language guides on gold loans, tax, registrations and compliance.
Gold Loan vs Personal Loan: Which Is Better for You?
Both give you money when you need it. But they work very differently. Here is a simple comparison of cost, speed, documents and risk, so you can pick the right one.
GST Registration Limit for Small Shops
Does your small shop need GST registration? It depends on your turnover, what you sell and how you sell it. Here is a plain guide to the current limits and exceptions.
How to Release Your Gold from Another Lender
Unhappy with your current gold loan, or worried about an auction notice? Here is a step-by-step guide to closing the loan, getting your gold back and moving to a clearer scheme.
Talk to Our Team
Need Cash, a Loan or a Registration? Get a Call Back
Tell us what you need. Our team will call you back, explain every charge in writing, and help you with the next step. Call, WhatsApp or visit our Salt Lake office.
- Callback during office hours
- Written quote before any work begins
- No obligation to proceed